I can put it in savings for those months when my husband, who is self-employed, doesn't work as much. It can accrue, and we can make bills.
It will buy me two tanks of gas for my car. Or a tank for my husband's truck.
My family and I can go out to dinner...someplace nicer like a steak place. Maybe my husband can have a beer.
$65 will pay for my medicines for a month. That would be nice.
We can put it toward retirement. Someday we'll retire, and it would be nice to be able to live above the poverty line.
New clothes would be nice, depending on where I go. I can also update my child's wardrobe as he's always in need of new clothes.
We need a new furnace; I can put it aside so in 77 months, we can afford one.
$65 can be put into a college fund for our child. By the time he graduates from high school, we'll have 3900.00 for college! Or we can put it aside for a nice trip...some day.
Or instead, I can put $65 a month toward my union dues to help my union protect me, bargain for me, defend me. I can easily waste $65; we all can. And yet, our union works for us, trying to make sure we have reasonable class sizes, a 30-minute duty-free lunch, decent compensation and benefits, and are treated as professionals, all for $65 a month. My union protects my future as an educator; in fact, my union protects the futures of both union members and non-union members alike. Without my union, what will happen to my salary? my class sizes? my 30-minute duty-free lunch? Who will protect me if I'm falsely accused of something? For all my union does, $65 a month is a reasonable amount to pay.
And the "I can't afford it" reason? My thought is this: you can't NOT afford it.
